Debt Solutions

Additional Services

Personal Loans

personal image

Personal loans are loans that are not guaranteed with any asset, so that the risk of repossession does not exist. Though the lender can still take legal action in order to recover the money, such a legal process would be significantly longer and more expensive than with secured loans.

Typical unsecured loans are credit card debt, bank overdrafts, and personal loans.

Why choose a Personal Loan?

  • Loans from £1000 to £25,000.
  • Flexible Loan Options.
  • Terms Up to 7 Years.
  • Zero Redemption Penalties.
  • Loans for Any Legal Reason.
  • Tenants / Clients Living with Parents.

Minimum age required - 18 years old.

Loan Application

To apply for this product, please follow the steps and fill out our application form. Alternatively you can call us on 0871 666 5476 or request a callback.

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If less than 5 years:

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if you have been in your current job for less than 3 years:

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Guarantor Loans:

Have you a guarantor available?

Guarantor must meet the following criteria:

  • Homeowner
  • Aged between 21-60
  • Employed or self employed for more than 16 hours per week
  • Income of more than £800 per month
  • Fairly decent credit score- regardless of the clients credit score
  • Does not have to be related to client

Single Applicant:

‘At this stage of your application, we would like to do a credit search.  Sometimes information about you on the credit search can be linked to other people, like a spouse for example.  As this application is for both of you, we consider information registered about both of you when approving your application, and false information may be recorded.  Legally we need your permission to do a credit search, and the permission of anyone you have a financial link with.  If you don’t have a financial link with anyone, then of course its only your permission we need.  Do you give us permission?’
Check here.

Both we and any other broker or lender we deal with may contact you in the future offering you facilities which we or they feel may be of interest to you.  Is this acceptable to you?
Check here.

Unsecured:

If your application is unsuccessful, do you give us permission to try alternative Unsecured/Secured Lenders?
Check here.

To enable us to speed up your application, please ensure you have completed each section in full.

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Confused? Call us:

0871 666 5476